Privacy Policy Disclosure

  
    FACTS
    
      FACTS WHAT DOES PEOPLE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
    
    Why?
    
      Financial companies choose how they share Your personal information. 
      Federal law gives consumers the right to limit some but not all sharing. 
      Federal law also requires us to tell You how We collect, share, and protect Your personal information. 
      Please read this notice carefully to understand what We do.
    
    What?
    
      The types of personal information We collect and share depend on the product or service You have with us. 
      This information can include:
      Social Security number and income
Account balances and payment history
Credit history and credit scores

      When You are no longer Our member, We continue to share Your information as described in this notice.
    
    How?
    
      All financial companies need to share customers personal information to run their everyday business. 
      In the section below, We list the reasons financial companies can share their member’s personal information; 
      the reasons Peoples Credit Union chooses to share; and whether You can limit this sharing.

FACTS	FACTS WHAT DOES PEOPLE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?	The types of personal information We collect and share depend on the product or service You have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When You are no longer Our member, We continue to share Your information as described in this notice.
How?	All financial companies need to share customers personal information to run their everyday business. In the section below, We list the reasons financial companies can share their member’s personal information; the reasons Peoples Credit Union chooses to share; and whether You can limit this sharing.

  
    Reasons we can share your personal information
    Does the Credit Union share?
    Can you limit this sharing?
  
      For our everyday business purposes –

      such as to process Your transactions, maintain Your account(s), 
      respond to court orders and legal investigations, 
      or report to credit bureaus
    
    Yes
    No
  
    For our marketing purposes—

    to offer our products and services to You
    Yes
    No
  
    For joint marketing with other financial companies
    Yes
    No
  
      For our affiliates’ everyday business purposes—

      information about your transactions and experiences
    
    No
    WE DON'T SHARE
  
      For our affiliates’ everyday business purposes—

      information about your creditworthiness
    
    No
    WE DON'T SHARE
  
    For Our affiliates to market to You
    No
    WE DON'T SHARE
  
    For non-affiliates to market to You
    No
    WE DON'T SHARE

Reasons we can share your personal information	Does the Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to You	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	WE DON'T SHARE
For our affiliates’ everyday business purposes— information about your creditworthiness	No	WE DON'T SHARE
For Our affiliates to market to You	No	WE DON'T SHARE
For non-affiliates to market to You	No	WE DON'T SHARE

Questions?	Call toll free (719) 523-6250 or go to www.peoples-cu.com

What We do
How does Peoples Credit Union protect my personal information?	To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Peoples Credit Union regularly tests and assesses its information security measures, systematically trains employees, and adopts upgrading and enhancements as necessary to protect Your information.
How does Peoples Credit Union collect my personal information?	We collect Your personal information, for example, when You open an account or deposit money apply for a loan or pay Your bills use Your credit or debit Card We also collect Your personal information from others, such as credit bureaus, affiliates, or others.
Why can’t I limit all sharing?	Federal law gives You the right to limit only sharing for affiliates’ everyday business purposes – information about Your creditworthiness affiliates from using Your information to market to You sharing for non-affiliates to market to You State law and individual companies may give You additional rights to limit sharing.

What We do

How does Peoples Credit Union protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Peoples Credit Union regularly tests and assesses its information security measures, systematically trains employees, and adopts upgrading and enhancements as necessary to protect Your information.

How does Peoples Credit Union collect my personal information?

We collect Your personal information, for example, when You

open an account or deposit money
apply for a loan or pay Your bills
use Your credit or debit Card

We also collect Your personal information from others, such as credit bureaus, affiliates, or others.

Why can’t I limit all sharing?

Federal law gives You the right to limit only

sharing for affiliates’ everyday business purposes – information about Your creditworthiness
affiliates from using Your information to market to You
sharing for non-affiliates to market to You

State law and individual companies may give You additional rights to limit sharing.

  
    Definitions
  
    Affiliates
    
      Companies related by common ownership or control. 
      They can be financial and nonfinancial companies.
      Peoples Credit Union has no affiliates

    Nonaffiliates
    
      Companies not related by common ownership or control. 
      They can be financial and non-financial companies.
      Peoples Credit Union does not share with non-affiliates so they can market to You.

    Joint marketing
    
      A formal agreement between nonaffiliated financial companies that together market financial products or services to You.
      Our joint marketing partners include insurance companies

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Peoples Credit Union has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Peoples Credit Union does not share with non-affiliates so they can market to You.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to You. Our joint marketing partners include insurance companies

Peoples Credit Union Mobile app and Home Banking collect user ID, device ID, and email address for account purposes only.

Request Account Data Removal (Mobile app and Home Banking)

To request user ID, device ID, and email address to be removed from the Peoples Credit Union Mobile app and Home Banking visit https://www.peoples-cu.com/contact-us

to request account data to be removed. Please note that you will lose access to Home and Mobile banking once this data is removed.